Management Team

  • Andrew Q. Barrett, CEO

    Andrew Q. Barrett

    Chief Executive Officer

    Andrew Barrett is the ​CEO of Bci Securities, where he oversees the wealth management investment platforms for Banco de Credito e Inversiones in Miami, which includes brokerage and investment advisory activities. Mr. Barrett​ is Responsible for delivering excellent client service and innovative products in a rapidly changing financial landscape. In this role, he drives new initiatives and business partnerships with a strong culture of compliance and control. Further, as CEO, he identifies opportunities and risks providing appropriate strategies are in place to serve our clients and partners. Prior to assuming this role, Mr. Barrett was regional head and Managing Director of Citi Wealth Advisors in Hong Kong where he led the wealth business for both the consumer and Private Bank for Citibank Asia. He has had other positions in his 26-year tenure in the financial services industry; he was product manager for Citi Investment Research in New York and as well as the technology equity strategist for Citi in San Francisco. Mr. Barrett started his career ​at Wells Fargo Bank ​in 1992 ​as​ Investment Sales Specialist. ​I​n 1994 ​he joint Salomon Smith Barney ​initially​ as Research Analyst ​and​ ​later as​ Technology Equity Strategist ​where he built a new area of Technology Strategy ​to support Global Sales divisions​.​ Andrew received his master’s in international finance from the Monterey Institute of International Studies and his Bachelor of Arts in Economics from theUniversity of Colorado at Boulder. He holds Series 7, 24, and 87, securities licenses. He is a member of the Wealth Management League for the CFA institute in Los Angeles.

Senior Management

  • M. Carolina Rivas

    M. Carolina Rivas

    Chief Compliance Officer

    Carolina Rivas joined Bci Securities in 2015 as its Chief Compliance Officer and Anti-Money Laundering Compliance Officer. Prior to joining the team, she spent six years as a Principal Consultant for Engaged AML Solutions and ten years at Bank of America working across several business and compliance functions, including wealth and investment management and anti-money laundering. She has extensive experience in the financial industry and has established herself as a vocal advocate in anti-money laundering and regulatory compliance. She earned her Bachelor’s of Science in Business Administration from the University of Florida and her Master’s of Science in Conflict Analysis and Resolution from Nova Southeastern University. She holds Series 7 and Series 24 securities licenses, is a FINRA Wharton Certified Regulatory Compliance Professional, and is a Certified Anti-Money Laundering Specialist (CAMS). She is a member of the Association for Conflict Resolution and the Association of Certified Anti-Money Laundering Specialists.

  • Francisco Garcia-Nieto

    Francisco J. García-Nieto

    SVP. Director of Business Development

    Francisco J. Garcia-Nieto joined Bci Securities in 2016 as the SVP - Director of Business Development. Prior to joining Bci Securities, he worked as the Director of Commercial and Financial Holdings at Banco Popular Español and the Executive Vice President and Director of International Personal Banking at TotalBank, among many others. He received two Bachelor degrees at Complutense University, Economics and Actuarial Sciences, as well as his Masters in Business Administration from INESE Instituto de Estudios Superiores Financieros in Madrid, Spain. He holds Series 7, 24 and 66.

Commercial Team Bci Securities

  • Sebastian Contador

    Sebastian Contador

    VP Senior Investment Advisor

    Sebastian Contador is VP Senior Investment Advisor in Bci Securities. He joined the team in 2015. He is responsible for supporting Investment and Commercial related efforts and has helped develop the Investment Committee and Investment Advisory. Prior to joining Bci Securities. Prior to this role, he gained experience across several banks and investing institutions including Citibank, Sigdo Koppers, and Bicecorp. He has considerable expertise in corporate finance, investment banking and financial analysis, and his international experience spans the United States, the Andean Region of South America, and China. He studied Business Administration and Management at the University of Chile and earned his Master's of Business Administration with a specialization in Finance at Boston University’s Questrom School of Business. He is also a Six Sigma Green Belt and holds Series 7 and Series 66 securities licenses.

  • Christel Kind

    Christel Kind

    AVP Investment Advisor

    Christel Kind is AVP Investment Advisor in Bci Securities. She joined the team in 2015. In this role, she supports investment-related efforts and has helped develop the Investment Committee. Prior to Bci Securities, she was with LATAM Airlines Group, where she worked in several analyst positions across Chile, Germany, and the United States. She has expertise with market analysis, managing sales and revenue, and developing profitability strategies. She received her degree in Business Administration with a specialization in Economics from the University of Chile. She holds Series 7, 52 and 66.

Commercial Team Bci Securities – Miami Branch

  • Fiorella Espinosa

    Fiorella Espinosa

    Wealth Management

    Fiorella Espinosa joined Bci in 2015 as part of Bci Miami Branch and Bci Securities. For Bci Miami she acts as AVP International Relationship Manager, and as a Wealth Manager Advisor for Bci Securities. Prior to joining the Bci team, she worked for companies such as Banco Itau International, Oppenheimer & Co, and Regions Financial where she held the International Relationship Officer and Financial Sales Representative positions. She received her Bachelors in International Business from Florida International University. She holds Series 7.


  • Maria Teresa Ibanez

    Maria Teresa Ibañez

    Compliance Analyst

    Maria Teresa Ibanez joined Bci Securities in 2015 as a Junior Investment Associate, and in 2017, she assumed the position of Compliance Analyst. Prior to joining Bci Securities, she served as a Marketing Specialist for Caterpillar Inc., a Product Manager for Kimberly Clark in Chile, and a Key Account Manager for HappyShop in Chile. She is well-rounded and versatile, with proficiency and experience in product management and implementation, sales, budgeting, leadership, and marketing. She received both her Bachelor's Degree and Master's Degree in Industrial Engineering from Pontificia Universidad Catolica de Chile. She holds Series 7 and 66.


  • Yeneysi Perez

    Yeneysi Perez

    Operations Specialist

    Yeneysi Perez joined Bci Securities in 2014 as an Operations Specialist, where she provides assistance to investment sales and operational support staff. Prior to joining Bci Securities, she held leadership positions across several financial institutions. She served as an Investment Brokerage Operations Specialist at Bulltick Wealth Management, and as an Assistant Manager of Securities Operations at Bank Hapoalim International. She has international expertise with account management, customer service, global asset management, estate planning, and family office services. She received her Bachelor's Degree in Business Administration with a concentration in Finance from Florida International University. She holds Series 7 and Series 99 securities licenses.